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Proactive, Whole-Person Long Term Disability

Long term disabilities can leave employees with less income and retirement savings. And the resulting lost productivity can increase costs for employers. So we do more than pay claims. With customized solutions that treat the whole person, we try to help employees get back to work as safely and quickly as possible. And no matter…
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3 myths about employer provided life insurance

Many people receive life insurance through their employer. This coverage often offers affordable rates and a brief application process. The result? A one-size-fits-all insurance plan. But is this benefit providing the coverage you truly need? Here are three common myths about employer-provided life insurance and the reality behind those myths. Myth #1: “My employer-provided life…
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Senior Caregiving: What You Need to Know

The numbers don’t lie: at some point, nearly all of your clients will either need long term care or will become caregivers themselves. Because caregiving will more than likely affect all your clients, it’s important you have the knowledge and tools to guide them along the way. Since the last census in 2010, the oldest…
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5 Ways to Help Clients Recession-Proof Their Finances

With the threat of an economic downturn at hand, we understand our clients financial fears. This post addresses those concerns by examining how to help your clients recession-proof their finances. If you’re like most agents/advisors, keeping your clients protected is a top priority. But in the wake of a life-changing pandemic, protecting anything can seem…
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How do you pay for assisted living?

Assisted living can be an attractive option for seniors, but costs can add up quickly. Learn more about options and ways to manage the costs.
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Federal stimulus for business: CARES Act, PPP Flexibility Act, and loan forgiveness

Hundreds of thousands of businesses coping with the COVID-19 crisis rushed to apply for emergency benefits through the Coronavirus, Aid, Relief, and Economic Security (CARES) Act, an unprecedented $2.3 trillion of federal stimulus. The initial $350 billion for its Paycheck Protection Program (PPP) all had been claimed by mid-April, prompting Congress to add $310 billion more…
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